Side-by-side · Q2 2026 data
First Federal Community Bank of Bucyrus vs Pillar Credit Union
Metric by metric
| Measure | First Federal Community Bank of Bucyrus | Pillar Credit Union |
|---|---|---|
| TellerScore | 62 | 76 (stronger) |
| Capital cushion | 31 | 66 (stronger) |
| Loan quality | 95 (stronger) | 80 |
| Earnings | 60 | 67 (stronger) |
| Funding & liquidity | 52 | 92 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 22nd | 68th |
| Total assets | $373.8M | $134.8M |
| Deposits / shares | $290.4M | $120.4M |
| Capital ratio | 8.10% | 11.64% (stronger) |
| Problem loans | 0.16% (stronger) | 0.60% |
| Net charge-offs | 0.00% (stronger) | 0.22% |
| Return on assets | 0.99% | 1.17% (stronger) |
| Loans ÷ deposits | 108.0% | 67.9% (stronger) |
| Uninsured deposits | 9.6% | 5.1% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pillar Credit Union has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First Federal Community Bank of Bucyrus leads on 2 and Pillar Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.