Side-by-side · Q2 2026 data
First Federal Credit Union vs 1st Gateway Credit Union
Metric by metric
| Measure | First Federal Credit Union | 1st Gateway Credit Union |
|---|---|---|
| TellerScore | 43 | 80 (stronger) |
| Capital cushion | 23 | 91 (stronger) |
| Loan quality | 71 | 88 (stronger) |
| Earnings | 1 | 54 (stronger) |
| Funding & liquidity | 70 | 72 (stronger) |
| Problem-loan coverage | 81 | 95 (stronger) |
| Peer percentile | 2nd | 78th |
| Total assets | $174.5M | $170.9M |
| Deposits / shares | $152.0M | $146.9M |
| Capital ratio | 7.29% | 14.08% (stronger) |
| Problem loans | 0.88% | 0.35% (stronger) |
| Net charge-offs | 0.41% | 0.24% (stronger) |
| Return on assets | -0.48% | 0.84% (stronger) |
| Loans ÷ deposits | 90.5% | 88.3% (stronger) |
| Uninsured deposits | 4.0% | 3.1% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Gateway Credit Union has the higher TellerScore (80 vs 43). On the 7 directional measures above (where higher or lower is clearly better), First Federal Credit Union leads on 0 and 1st Gateway Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.