Side-by-side · Q2 2026 data
First Federal Credit Union vs Cent Credit Union
Metric by metric
| Measure | First Federal Credit Union | Cent Credit Union |
|---|---|---|
| TellerScore | 43 | 77 (stronger) |
| Capital cushion | 23 | 77 (stronger) |
| Loan quality | 71 | 93 (stronger) |
| Earnings | 1 | 56 (stronger) |
| Funding & liquidity | 70 (stronger) | 68 |
| Problem-loan coverage | 81 | 97 (stronger) |
| Peer percentile | 2nd | 71st |
| Total assets | $174.5M | $166.0M |
| Deposits / shares | $152.0M | $144.6M |
| Capital ratio | 7.29% | 12.73% (stronger) |
| Problem loans | 0.88% | 0.20% (stronger) |
| Net charge-offs | 0.41% | 0.13% (stronger) |
| Return on assets | -0.48% | 0.89% (stronger) |
| Loans ÷ deposits | 90.5% (stronger) | 92.1% |
| Uninsured deposits | 4.0% | 3.1% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cent Credit Union has the higher TellerScore (77 vs 43). On the 7 directional measures above (where higher or lower is clearly better), First Federal Credit Union leads on 1 and Cent Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.