Side-by-side · Q2 2026 data
First Federal Credit Union vs Financial Plus Credit Union
Metric by metric
| Measure | First Federal Credit Union | Financial Plus Credit Union |
|---|---|---|
| TellerScore | 43 | 77 (stronger) |
| Capital cushion | 23 | 93 (stronger) |
| Loan quality | 71 (stronger) | 66 |
| Earnings | 1 | 61 (stronger) |
| Funding & liquidity | 70 | 79 (stronger) |
| Problem-loan coverage | 81 | 90 (stronger) |
| Peer percentile | 2nd | 71st |
| Total assets | $174.5M | $241.7M |
| Deposits / shares | $152.0M | $206.5M |
| Capital ratio | 7.29% | 14.28% (stronger) |
| Problem loans | 0.88% (stronger) | 1.03% |
| Net charge-offs | 0.41% | 0.14% (stronger) |
| Return on assets | -0.48% | 1.03% (stronger) |
| Loans ÷ deposits | 90.5% | 80.8% (stronger) |
| Uninsured deposits | 4.0% | 4.0% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Financial Plus Credit Union has the higher TellerScore (77 vs 43). On the 7 directional measures above (where higher or lower is clearly better), First Federal Credit Union leads on 1 and Financial Plus Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.