Side-by-side · Q2 2026 data
First Federal Savings and Loan Association vs First Bank of Central Ohio
Metric by metric
| Measure | First Federal Savings and Loan Association | First Bank of Central Ohio |
|---|---|---|
| TellerScore | 93 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 100 (stronger) | 51 |
| Earnings | 63 (stronger) | 11 |
| Funding & liquidity | 100 (stronger) | 55 |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 98th | 5th |
| Total assets | $246.0M | $260.9M |
| Deposits / shares | $205.9M | $232.4M |
| Capital ratio | 16.48% (stronger) | 9.86% |
| Problem loans | 0.00% (stronger) | 1.48% |
| Net charge-offs | 0.00% (stronger) | 0.63% |
| Return on assets | 1.07% (stronger) | -0.23% |
| Loans ÷ deposits | 55.8% (stronger) | 84.9% |
| Uninsured deposits | 3.7% (stronger) | 33.4% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | — |
First Federal Savings and Loan Association has the higher TellerScore (93 vs 46). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings and Loan Association leads on 7 and First Bank of Central Ohio on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.