Side-by-side · Q2 2026 data
First Federal Savings and Loan Association vs Promedica Federal Credit Union
Metric by metric
| Measure | First Federal Savings and Loan Association | Promedica Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 63 (stronger) | 16 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 98th | 24th |
| Total assets | $246.0M | $60.2M |
| Deposits / shares | $205.9M | $51.3M |
| Capital ratio | 16.48% (stronger) | 10.18% |
| Problem loans | 0.00% (stronger) | 0.75% |
| Net charge-offs | 0.00% (stronger) | 0.44% |
| Return on assets | 1.07% (stronger) | -0.09% |
| Loans ÷ deposits | 55.8% (stronger) | 59.4% |
| Uninsured deposits | 3.7% | 0.7% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | — |
First Federal Savings and Loan Association has the higher TellerScore (93 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings and Loan Association leads on 6 and Promedica Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.