Side-by-side · Q2 2026 data
First Federal Savings and Loan Association of Lorain vs Acme Federal Credit Union
Bank
First Federal Savings and Loan Association of Lorain
Lorain, Ohio · $100 million – $1 billion
Metric by metric
| Measure | First Federal Savings and Loan Association of Lorain | Acme Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 88 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 86 | 94 (stronger) |
| Earnings | 23 | 48 (stronger) |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 19th | 85th |
| Total assets | $573.8M | $15.2M |
| Deposits / shares | $499.8M | $12.2M |
| Capital ratio | 10.36% | 18.94% (stronger) |
| Problem loans | 0.41% | 0.18% (stronger) |
| Net charge-offs | -0.05% (stronger) | 0.33% |
| Return on assets | 0.08% | 0.69% (stronger) |
| Loans ÷ deposits | 93.9% | 36.8% (stronger) |
| Uninsured deposits | 22.8% | 14.9% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Acme Federal Credit Union has the higher TellerScore (88 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings and Loan Association of Lorain leads on 1 and Acme Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.