Side-by-side · Q2 2026 data
First Federal Savings Bank vs Crossroads Bank
Metric by metric
| Measure | First Federal Savings Bank | Crossroads Bank |
|---|---|---|
| TellerScore | 61 (stronger) | 57 |
| Capital cushion | 45 | 45 |
| Loan quality | 92 (stronger) | 53 |
| Earnings | 35 | 65 (stronger) |
| Funding & liquidity | 52 | 60 (stronger) |
| Problem-loan coverage | 96 (stronger) | 78 |
| Peer percentile | 20th | 14th |
| Total assets | $575.6M | $616.1M |
| Deposits / shares | $472.8M | $548.8M |
| Capital ratio | 9.54% (stronger) | 9.49% |
| Problem loans | 0.24% (stronger) | 1.41% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.37% | 1.13% (stronger) |
| Loans ÷ deposits | 89.8% | 82.0% (stronger) |
| Uninsured deposits | 31.0% | 31.0% (stronger) |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | 4.7% |
First Federal Savings Bank has the higher TellerScore (61 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings Bank leads on 3 and Crossroads Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.