Side-by-side · Q2 2026 data
First Federal Savings Bank vs Via Credit Union
Metric by metric
| Measure | First Federal Savings Bank | Via Credit Union |
|---|---|---|
| TellerScore | 56 | 76 (stronger) |
| Capital cushion | 43 | 82 (stronger) |
| Loan quality | 69 | 79 (stronger) |
| Earnings | 59 (stronger) | 55 |
| Funding & liquidity | 36 | 73 (stronger) |
| Problem-loan coverage | 84 | 93 (stronger) |
| Peer percentile | 13th | 68th |
| Total assets | $686.6M | $604.4M |
| Deposits / shares | $540.4M | $517.8M |
| Capital ratio | 9.31% | 13.18% (stronger) |
| Problem loans | 0.94% | 0.62% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.46% |
| Return on assets | 0.97% (stronger) | 0.87% |
| Loans ÷ deposits | 108.8% | 87.4% (stronger) |
| Uninsured deposits | 28.4% | 8.4% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.8% | — |
Via Credit Union has the higher TellerScore (76 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings Bank leads on 2 and Via Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.