Side-by-side · Q2 2026 data
First Financial Bank vs Genuine Parts Credit Union
Metric by metric
| Measure | First Financial Bank | Genuine Parts Credit Union |
|---|---|---|
| TellerScore | 61 | 87 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 49 | 100 (stronger) |
| Earnings | 62 (stronger) | 36 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 56 | 100 (stronger) |
| Peer percentile | 20th | 83rd |
| Total assets | $248.1M | $19.5M |
| Deposits / shares | $237.4M | $6.2M |
| Capital ratio | 10.69% | 79.20% (stronger) |
| Problem loans | 1.52% | 0.00% (stronger) |
| Net charge-offs | 0.02% (stronger) | 3.33% |
| Return on assets | 1.06% (stronger) | 0.41% |
| Loans ÷ deposits | 55.6% | 36.9% (stronger) |
| Uninsured deposits | 22.8% | 0.0% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genuine Parts Credit Union has the higher TellerScore (87 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 2 and Genuine Parts Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.