Side-by-side · Q2 2026 data
First Financial Federal Credit Union vs Monmouth County Postal Employees Credit Union
Credit union
Monmouth County Postal Employees Credit Union
Red Bank, New Jersey · Under $100 million in assets
Metric by metric
| Measure | First Financial Federal Credit Union | Monmouth County Postal Employees Credit Union |
|---|---|---|
| TellerScore | 38 | 79 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 7 | 95 (stronger) |
| Earnings | 36 (stronger) | 0 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 54 | 100 (stronger) |
| Peer percentile | 1st | 62nd |
| Total assets | $176.1M | $21.9M |
| Deposits / shares | $162.6M | $17.3M |
| Capital ratio | 8.30% | 20.64% (stronger) |
| Problem loans | 2.78% | 0.15% (stronger) |
| Net charge-offs | 0.01% | -0.10% (stronger) |
| Return on assets | 0.40% (stronger) | -0.59% |
| Loans ÷ deposits | 68.0% | 14.3% (stronger) |
| Uninsured deposits | 3.8% | 3.8% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Monmouth County Postal Employees Credit Union has the higher TellerScore (79 vs 38). On the 7 directional measures above (where higher or lower is clearly better), First Financial Federal Credit Union leads on 1 and Monmouth County Postal Employees Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.