Side-by-side · Q2 2026 data
First Freedom Bank vs US Community Credit Union
Metric by metric
| Measure | First Freedom Bank | US Community Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 71 |
| Capital cushion | 75 (stronger) | 65 |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 100 (stronger) | 52 |
| Funding & liquidity | 53 | 81 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 88th | 54th |
| Total assets | $817.8M | $345.7M |
| Deposits / shares | $710.0M | $301.2M |
| Capital ratio | 12.45% (stronger) | 11.52% |
| Problem loans | 0.01% (stronger) | 0.70% |
| Net charge-offs | 0.13% (stronger) | 0.57% |
| Return on assets | 1.99% (stronger) | 0.79% |
| Loans ÷ deposits | 95.8% | 78.9% (stronger) |
| Uninsured deposits | 25.0% | 7.2% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | — |
First Freedom Bank has the higher TellerScore (85 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First Freedom Bank leads on 5 and US Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.