Side-by-side · Q2 2026 data
First General Bank vs Santa Ana Federal Credit Union
Credit union
Santa Ana Federal Credit Union
Santa Ana, California · $100 million – $1 billion
Metric by metric
| Measure | First General Bank | Santa Ana Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 90 (stronger) |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 39 | 98 (stronger) |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 14 | 90 (stronger) |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 63rd | 95th |
| Total assets | $1.2B | $111.6M |
| Deposits / shares | $837.8M | $95.7M |
| Capital ratio | 26.29% (stronger) | 13.47% |
| Problem loans | 1.83% | 0.06% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 2.31% (stronger) | 1.52% |
| Loans ÷ deposits | 111.1% | 70.6% (stronger) |
| Uninsured deposits | 47.6% | 4.3% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Santa Ana Federal Credit Union has the higher TellerScore (90 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First General Bank leads on 2 and Santa Ana Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.