Side-by-side · Q2 2026 data
First Keystone Community Bank vs Bank of Bird-in-Hand
Metric by metric
| Measure | First Keystone Community Bank | Bank of Bird-in-Hand |
|---|---|---|
| TellerScore | 50 | 68 (stronger) |
| Capital cushion | 47 | 48 (stronger) |
| Loan quality | 30 | 94 (stronger) |
| Earnings | 53 | 67 (stronger) |
| Funding & liquidity | 68 (stronger) | 47 |
| Problem-loan coverage | 72 | 97 (stronger) |
| Peer percentile | 7th | 49th |
| Total assets | $1.6B | $1.9B |
| Deposits / shares | $1.2B | $1.7B |
| Capital ratio | 9.69% | 9.82% (stronger) |
| Problem loans | 2.11% | 0.19% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.81% | 1.17% (stronger) |
| Loans ÷ deposits | 79.4% (stronger) | 102.8% |
| Uninsured deposits | 26.6% | 24.6% (stronger) |
| Offices | 19 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | 1.7% |
Bank of Bird-in-Hand has the higher TellerScore (68 vs 50). On the 7 directional measures above (where higher or lower is clearly better), First Keystone Community Bank leads on 2 and Bank of Bird-in-Hand on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.