Side-by-side · Q2 2026 data
First Keystone Community Bank vs The Honesdale National Bank
Metric by metric
| Measure | First Keystone Community Bank | The Honesdale National Bank |
|---|---|---|
| TellerScore | 50 | 84 (stronger) |
| Capital cushion | 47 | 87 (stronger) |
| Loan quality | 30 | 92 (stronger) |
| Earnings | 53 | 80 (stronger) |
| Funding & liquidity | 68 (stronger) | 58 |
| Problem-loan coverage | 72 | 97 (stronger) |
| Peer percentile | 7th | 95th |
| Total assets | $1.6B | $1.2B |
| Deposits / shares | $1.2B | $993.3M |
| Capital ratio | 9.69% | 13.74% (stronger) |
| Problem loans | 2.11% | 0.24% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.08% |
| Return on assets | 0.81% | 1.50% (stronger) |
| Loans ÷ deposits | 79.4% (stronger) | 91.3% |
| Uninsured deposits | 26.6% | 24.4% (stronger) |
| Offices | 19 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | 4.4% |
The Honesdale National Bank has the higher TellerScore (84 vs 50). On the 7 directional measures above (where higher or lower is clearly better), First Keystone Community Bank leads on 2 and The Honesdale National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.