Side-by-side · Q2 2026 data
First Merchants Bank vs Greenville National Bank
Metric by metric
| Measure | First Merchants Bank | Greenville National Bank |
|---|---|---|
| TellerScore | 58 | 86 (stronger) |
| Capital cushion | 50 | 80 (stronger) |
| Loan quality | 73 | 98 (stronger) |
| Earnings | 51 | 87 (stronger) |
| Funding & liquidity | 35 | 68 (stronger) |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 20th | 90th |
| Total assets | $21.3B | $641.5M |
| Deposits / shares | $16.8B | $541.5M |
| Capital ratio | 9.96% | 13.02% (stronger) |
| Problem loans | 0.82% | 0.05% (stronger) |
| Net charge-offs | 0.19% | 0.03% (stronger) |
| Return on assets | 0.78% | 1.68% (stronger) |
| Loans ÷ deposits | 91.6% | 82.8% (stronger) |
| Uninsured deposits | 45.4% | 23.0% (stronger) |
| Offices | 127 | 9 |
| CFPB complaints (3 yrs) | 86 | — |
| Complaints per $1B deposits | 5.1 | — |
| Mortgage denial rate (HMDA) | 19.8% | 10.8% |
Greenville National Bank has the higher TellerScore (86 vs 58). On the 7 directional measures above (where higher or lower is clearly better), First Merchants Bank leads on 0 and Greenville National Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.