Side-by-side · Q2 2026 data
First Metro Bank vs Listerhill Credit Union
Metric by metric
| Measure | First Metro Bank | Listerhill Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 69 |
| Capital cushion | 80 (stronger) | 61 |
| Loan quality | 96 (stronger) | 79 |
| Earnings | 85 (stronger) | 50 |
| Funding & liquidity | 63 | 77 (stronger) |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 95th | 54th |
| Total assets | $1.0B | $1.5B |
| Deposits / shares | $893.7M | $1.3B |
| Capital ratio | 12.98% (stronger) | 11.06% |
| Problem loans | 0.13% (stronger) | 0.62% |
| Net charge-offs | 0.22% (stronger) | 0.32% |
| Return on assets | 1.62% (stronger) | 0.75% |
| Loans ÷ deposits | 66.4% (stronger) | 83.3% |
| Uninsured deposits | 42.8% | 7.7% (stronger) |
| Offices | 11 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | 3.5% |
First Metro Bank has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Metro Bank leads on 6 and Listerhill Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.