Side-by-side · Q2 2026 data
First Metro Bank vs TVA Community Credit Union
Metric by metric
| Measure | First Metro Bank | TVA Community Credit Union |
|---|---|---|
| TellerScore | 84 | 90 (stronger) |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 96 (stronger) | 89 |
| Earnings | 85 (stronger) | 63 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 95th | 95th |
| Total assets | $1.0B | $429.0M |
| Deposits / shares | $893.7M | $373.4M |
| Capital ratio | 12.98% | 18.38% (stronger) |
| Problem loans | 0.13% (stronger) | 0.32% |
| Net charge-offs | 0.22% (stronger) | 0.33% |
| Return on assets | 1.62% (stronger) | 1.08% |
| Loans ÷ deposits | 66.4% | 46.3% (stronger) |
| Uninsured deposits | 42.8% | 5.1% (stronger) |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | 7.7% |
TVA Community Credit Union has the higher TellerScore (90 vs 84). On the 7 directional measures above (where higher or lower is clearly better), First Metro Bank leads on 3 and TVA Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Florence, AL
- Athens, AL
- Muscle Shoals, AL
- Tuscumbia, AL