Side-by-side · Q2 2026 data
First Missouri Credit Union vs Missouri Central Credit Union
Metric by metric
| Measure | First Missouri Credit Union | Missouri Central Credit Union |
|---|---|---|
| TellerScore | 58 | 59 (stronger) |
| Capital cushion | 44 (stronger) | 43 |
| Loan quality | 74 (stronger) | 72 |
| Earnings | 32 (stronger) | 31 |
| Funding & liquidity | 72 | 91 (stronger) |
| Problem-loan coverage | 87 (stronger) | 86 |
| Peer percentile | 16th | 19th |
| Total assets | $125.1M | $123.3M |
| Deposits / shares | $111.9M | $113.5M |
| Capital ratio | 9.43% (stronger) | 9.27% |
| Problem loans | 0.77% (stronger) | 0.85% |
| Net charge-offs | 0.34% (stronger) | 0.65% |
| Return on assets | 0.30% (stronger) | 0.29% |
| Loans ÷ deposits | 88.6% | 69.0% (stronger) |
| Uninsured deposits | 3.9% (stronger) | 5.9% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Missouri Central Credit Union has the higher TellerScore (59 vs 58). On the 7 directional measures above (where higher or lower is clearly better), First Missouri Credit Union leads on 5 and Missouri Central Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.