Side-by-side · Q2 2026 data
First National Bank vs Forum Credit Union
Metric by metric
| Measure | First National Bank | Forum Credit Union |
|---|---|---|
| TellerScore | 61 | 80 (stronger) |
| Capital cushion | 45 | 83 (stronger) |
| Loan quality | 77 | 90 (stronger) |
| Earnings | 37 | 69 (stronger) |
| Funding & liquidity | 79 (stronger) | 60 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 20th | 88th |
| Total assets | $418.5M | $2.3B |
| Deposits / shares | $383.1M | $1.9B |
| Capital ratio | 9.50% | 13.27% (stronger) |
| Problem loans | 0.70% | 0.31% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.46% |
| Return on assets | 0.42% | 1.21% (stronger) |
| Loans ÷ deposits | 58.5% (stronger) | 100.2% |
| Uninsured deposits | 34.0% | 12.4% (stronger) |
| Offices | 7 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
Forum Credit Union has the higher TellerScore (80 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 2 and Forum Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.