Side-by-side · Q2 2026 data
First National Bank Colorado vs The Eastern Colorado Bank
Metric by metric
| Measure | First National Bank Colorado | The Eastern Colorado Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 77 |
| Capital cushion | 68 (stronger) | 63 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 63 | 68 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 88th | 68th |
| Total assets | $634.3M | $720.9M |
| Deposits / shares | $532.4M | $603.0M |
| Capital ratio | 11.76% (stronger) | 11.31% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.08% (stronger) | 1.15% |
| Loans ÷ deposits | 77.3% | 74.4% (stronger) |
| Uninsured deposits | 32.6% | 31.1% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.2% | 20.7% |
First National Bank Colorado has the higher TellerScore (85 vs 77). On the 6 directional measures above (where higher or lower is clearly better), First National Bank Colorado leads on 3 and The Eastern Colorado Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.