Side-by-side · Q2 2026 data
First National Bank in New Bremen vs Ohio State Bank
Metric by metric
| Measure | First National Bank in New Bremen | Ohio State Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 66 |
| Capital cushion | 58 | 67 (stronger) |
| Loan quality | 94 (stronger) | 66 |
| Earnings | 75 (stronger) | 61 |
| Funding & liquidity | 78 (stronger) | 55 |
| Problem-loan coverage | 99 (stronger) | 85 |
| Peer percentile | 72nd | 31st |
| Total assets | $467.1M | $484.0M |
| Deposits / shares | $418.1M | $405.4M |
| Capital ratio | 10.83% | 11.69% (stronger) |
| Problem loans | 0.17% (stronger) | 1.03% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.38% (stronger) | 1.02% |
| Loans ÷ deposits | 34.9% (stronger) | 104.9% |
| Uninsured deposits | 35.2% | 13.9% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.1% |
First National Bank in New Bremen has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in New Bremen leads on 4 and Ohio State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.