TellerScore

Side-by-side · Q2 2026 data

First National Bank of America vs Farm Bureau Family Credit Union

Bank

First National Bank of America

East Lansing, Michigan · $1 billion – $10 billion

51of 100
Below average

Credit union

Farm Bureau Family Credit Union

Lansing, Michigan · Under $100 million in assets

81of 100
Strong

Metric by metric

MeasureFirst National Bank of AmericaFarm Bureau Family Credit Union
TellerScore5181 (stronger)
Capital cushion3175 (stronger)
Loan quality3779 (stronger)
Earnings100 (stronger)74
Funding & liquidity4698 (stronger)
Problem-loan coverage5994 (stronger)
Peer percentile8th68th
Total assets$6.8B$26.6M
Deposits / shares$3.9B$23.5M
Capital ratio8.13%12.46% (stronger)
Problem loans1.90%0.64% (stronger)
Net charge-offs0.01% (stronger)0.56%
Return on assets2.79% (stronger)1.36%
Loans ÷ deposits160.1%62.6% (stronger)
Uninsured deposits18.7%3.7% (stronger)
Offices31
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)16.9%—

Farm Bureau Family Credit Union has the higher TellerScore (81 vs 51). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of America leads on 2 and Farm Bureau Family Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions