TellerScore

Farm Bureau Family Credit Union (NCUA charter #62330) is based in Lansing, Michigan. Its Q2 2026 call report shows $26.6M in total assets and $23.5M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Farm Bureau Family Credit Union scores 81/100, which we describe as strong. That is higher than 68% of 2,479 credit unions with under $100 million in assets. Among 169 credit unions headquartered in Michigan, it ranks 43rd. Its strongest component is funding & liquidity (98/100; 63% loans-to-deposits, 4% uninsured), and its lowest is earnings (74/100; 1.36%).

TellerScore · Q2 2026

Scorecard

Capital cushion75/100
Net worth ratio: 12.46%
Loan quality79/100
Loans 60+ days delinquent ÷ total loans: 0.64%
Earnings74/100
Return on assets (annualized): 1.36%
Funding & liquidity98/100
Loans ÷ shares: 62.6% · 3.7% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.83%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (81 → 81).

TellerScore
717782Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202471
Q4 202481
Q1 202582
Q2 202581
Q3 202576
Q4 202577
Q1 202676
Q2 202681
Net worth ratio
7.00%9.81%12.62%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.61%
Q3 202411.11%
Q4 202411.80%
Q1 202511.49%
Q2 202511.60%
Q3 202512.07%
Q4 202512.62%
Q1 202612.08%
Q2 202612.46%
Delinquent loans (60+ days)
0.26%0.78%1.29%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.61%
Q3 20241.01%
Q4 20240.55%
Q1 20250.26%
Q2 20250.47%
Q3 20251.25%
Q4 20251.29%
Q1 20260.83%
Q2 20260.64%
Return on assets
1.09%1.38%1.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.09%
Q3 20241.31%
Q4 20241.67%
Q1 20251.56%
Q2 20251.55%
Q3 20251.65%
Q4 20251.67%
Q1 20261.13%
Q2 20261.36%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$26.6M12.46%0.64%1.36%62.6%
Q1 202676$26.5M12.08%0.83%1.13%63.0%
Q4 202577$24.8M12.62%1.29%1.67%69.8%
Q3 202576$25.3M12.07%1.25%1.65%66.8%
Q2 202581$25.3M11.60%0.47%1.55%66.3%
Q1 202582$24.7M11.49%0.26%1.56%68.6%
Q4 202481$23.5M11.80%0.55%1.67%73.5%
Q3 202471$23.8M11.11%1.01%1.31%72.3%
Q2 202472$23.9M10.61%0.61%1.09%71.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.46%
35th
Problem loans0.64%
52nd
Net charge-offs0.56%
25th
Return on assets1.36%
81st
Loans to deposits62.6%
44th
Uninsured deposits3.7%
30th
Loan-loss reserves0.00%
37th
Texas ratio2.8%
44th

Similar-size credit unions in Michigan

InstitutionScoreAssetsCapitalProblem loansCompare
Construction Federal Credit UnionCredit union Bingham Farms, MI51 out of 100, Below average$26.4M13.6%5.71%vs
Montcalm Public Employees Credit UnionCredit union Edmore, MI84 out of 100, Strong$26.9M16.9%1.19%vs
Dowagiac Area Federal Credit UnionCredit union Dowagiac, MI80 out of 100, Strong$26.0M11.1%0.49%vs
Michigan Coastal Credit UnionCredit union Muskegon, MI33 out of 100, Low$25.7M8.7%4.04%vs
Northwest Consumers Federal Credit UnionCredit union Traverse City, MI77 out of 100, Strong$25.1M19.5%1.88%vs
Kenowa Community Federal Credit UnionCredit union Wyoming, MI85 out of 100, Very strong$30.4M16.1%0.22%vs

Deposit insurance

Is my money safe at Farm Bureau Family Credit Union?

Yes. Farm Bureau Family Credit Union is a federally insured credit union (NCUA charter #62330). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.7% of shares and deposits ($874K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.46%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Farm Bureau Family Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Farm Bureau Family Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62330
RSSD ID
840895
Primary regulator
State + NCUA
Established
1934
Headquarters
7373 W Saginaw Hwy, Lansing, MI 48917
Employees
5

Quick answers

Farm Bureau Family Credit Union: common questions

Is Farm Bureau Family Credit Union NCUA insured?

Yes. Farm Bureau Family Credit Union is a federally insured credit union (NCUA charter #62330). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Farm Bureau Family Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Farm Bureau Family Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lansing

InstitutionScoreAssetsCapitalProblem loansCompare
Auto-Owners Associates Credit UnionCredit union Lansing, MI96 out of 100, Very strong$43.8M18.6%0.25%vs
DFCU Financial Credit UnionCredit union Dearborn, MI82 out of 100, Strong$8.0B12.6%0.63%vs
Consumers Professional Credit UnionCredit union Lansing, MI81 out of 100, Strong$149.7M16.8%1.28%vs
Pfcu Credit UnionCredit union Portland, MI77 out of 100, Strong$873.2M11.3%0.37%vs
Capitol National BankBank Lansing, MI75 out of 100, Strong$209.3M16.7%1.49%vs
Commercial BankBank Ithaca, MI75 out of 100, Strong$552.7M10.9%0.39%vs