Side-by-side · Q2 2026 data
First National Bank Of Commerce vs Peoples Bank
Metric by metric
| Measure | First National Bank Of Commerce | Peoples Bank |
|---|---|---|
| TellerScore | 80 | 90 (stronger) |
| Capital cushion | 56 | 83 (stronger) |
| Loan quality | 94 | 99 (stronger) |
| Earnings | 81 | 93 (stronger) |
| Funding & liquidity | 91 (stronger) | 79 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 77th | 95th |
| Total assets | $296.6M | $313.8M |
| Deposits / shares | $268.8M | $272.1M |
| Capital ratio | 10.65% | 13.33% (stronger) |
| Problem loans | 0.17% | 0.03% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.52% | 1.82% (stronger) |
| Loans ÷ deposits | 58.2% (stronger) | 60.7% |
| Uninsured deposits | 23.3% (stronger) | 33.9% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.4% | — |
Peoples Bank has the higher TellerScore (90 vs 80). On the 7 directional measures above (where higher or lower is clearly better), First National Bank Of Commerce leads on 2 and Peoples Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.