Side-by-side · Q2 2026 data
First National Bank Of Commerce vs RiverBank
Metric by metric
| Measure | First National Bank Of Commerce | RiverBank |
|---|---|---|
| TellerScore | 80 (stronger) | 48 |
| Capital cushion | 56 | 72 (stronger) |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 81 (stronger) | 69 |
| Funding & liquidity | 91 (stronger) | 48 |
| Problem-loan coverage | 98 (stronger) | 58 |
| Peer percentile | 77th | 6th |
| Total assets | $296.6M | $174.4M |
| Deposits / shares | $268.8M | $150.4M |
| Capital ratio | 10.65% | 12.18% (stronger) |
| Problem loans | 0.17% (stronger) | 3.42% |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 1.52% (stronger) | 1.23% |
| Loans ÷ deposits | 58.2% (stronger) | 89.3% |
| Uninsured deposits | 23.3% (stronger) | 35.5% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.4% | — |
First National Bank Of Commerce has the higher TellerScore (80 vs 48). On the 7 directional measures above (where higher or lower is clearly better), First National Bank Of Commerce leads on 5 and RiverBank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.