Side-by-side · Q2 2026 data
First National Bank of Louisiana vs Access of Louisiana Federal Credit Union
Credit union
Access of Louisiana Federal Credit Union
Lake Charles, Louisiana · Under $100 million in assets
Metric by metric
| Measure | First National Bank of Louisiana | Access of Louisiana Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 51 |
| Capital cushion | 60 (stronger) | 48 |
| Loan quality | 100 (stronger) | 37 |
| Earnings | 84 (stronger) | 26 |
| Funding & liquidity | 53 | 96 (stronger) |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 72nd | 10th |
| Total assets | $631.1M | $44.5M |
| Deposits / shares | $556.5M | $39.9M |
| Capital ratio | 11.02% (stronger) | 9.79% |
| Problem loans | 0.00% (stronger) | 1.88% |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 1.60% (stronger) | 0.15% |
| Loans ÷ deposits | 82.0% | 64.2% (stronger) |
| Uninsured deposits | 37.9% | 3.4% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | — |
First National Bank of Louisiana has the higher TellerScore (78 vs 51). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Louisiana leads on 5 and Access of Louisiana Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.