TellerScore

Headquartered in Crowley, Louisiana, First National Bank of Louisiana is a national bank with $631.1M in total assets and $556.5M in deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1924.

Based on its Q2 2026 filing, First National Bank of Louisiana scores 78/100, which we describe as strong. That is higher than 72% of 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 19th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is funding & liquidity (53/100; 82% loans-to-deposits, 38% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Tier 1 leverage ratio: 11.02%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings84/100
Return on assets (annualized): 1.60%
Funding & liquidity53/100
Loans ÷ deposits and uninsured-deposit share: 82.0% · 37.9% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (82 → 78), mostly because the earnings component weakened by 16 points.

TellerScore
788285Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202485
Q3 202481
Q4 202480
Q1 202583
Q2 202582
Q3 202583
Q4 202583
Q1 202680
Q2 202678
Tier 1 leverage ratio
5.00%8.88%12.75%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.75%
Q3 202410.95%
Q4 202410.80%
Q1 202511.29%
Q2 202511.16%
Q3 202511.42%
Q4 202511.51%
Q1 202611.82%
Q2 202611.02%
Noncurrent loans
0.00%0.00%0.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.53%2.05%2.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.72%
Q3 20241.85%
Q4 20241.85%
Q1 20252.57%
Q2 20252.17%
Q3 20252.03%
Q4 20251.95%
Q1 20261.53%
Q2 20261.60%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$631.1M11.02%0.00%1.60%82.0%
Q1 202680$629.2M11.82%0.00%1.53%77.2%
Q4 202583$585.2M11.51%0.00%1.95%80.4%
Q3 202583$578.2M11.42%0.00%2.03%78.9%
Q2 202582$587.0M11.16%0.00%2.17%74.4%
Q1 202583$553.7M11.29%0.00%2.57%78.1%
Q4 202480$553.5M10.80%0.00%1.85%76.3%
Q3 202481$536.7M10.95%0.00%1.85%78.7%
Q2 202485$556.8M12.75%0.00%1.72%76.7%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.02%
51st
Total risk-based capital15.16%
69th
Problem loans0.00%
94th
Net charge-offs0.00%
58th
Return on assets1.60%
71st
Net interest margin4.46%
78th
Efficiency ratio55.8%
70th
Loans to deposits82.0%
45th
Uninsured deposits37.9%
13th
Loan-loss reserves1.22%
53rd
Texas ratio0.0%
95th

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Delta BankBank Vidalia, LA67 out of 100, Moderate$632.0M10.0%1.04%vs
Home Federal BankBank Shreveport, LA65 out of 100, Moderate$644.0M9.3%0.63%vs
The First National Bank of JeaneretteBank Jeanerette, LA73 out of 100, Strong$646.5M10.0%0.23%vs
Commercial Capital BankBank Delhi, LA46 out of 100, Below average$611.4M11.5%5.66%vs
Homeland Federal Savings BankBank Columbia, LA59 out of 100, Moderate$657.8M9.2%0.99%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs

Deposit insurance

Is my money safe at First National Bank of Louisiana?

Yes. First National Bank of Louisiana is an FDIC-insured institution (FDIC certificate #4288). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 37.9% of deposits ($210.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.02%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.16% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

First National Bank of Louisiana lists 5 offices in 5 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, First National Bank of Louisiana reported 53 home-loan applications under HMDA (LEI 549300Q2Y7B8UEC43S54): 51 originated ($12,165,000 total), 1 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 1.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
First National Bank of Louisiana
Former names
First Bank, National Association; First National Bank of Crowley
Type
National bank
FDIC certificate #
4288
RSSD ID
575834
Primary regulator
OCC
Holding company
First Natl Bancshares LA Inc
Established
January 1, 1924
Headquarters
128 N Parkerson Ave, Crowley, LA 70526
Employees
75

Quick answers

First National Bank of Louisiana: common questions

Is First National Bank of Louisiana FDIC insured?

Yes. First National Bank of Louisiana is an FDIC-insured institution (FDIC certificate #4288). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First National Bank of Louisiana's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First National Bank of Louisiana ever failed?

There is no failure record for FDIC certificate #4288 in the FDIC failed bank list.

How many branches does First National Bank of Louisiana have?

5 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Crowley

InstitutionScoreAssetsCapitalProblem loansCompare
Acadiana Medical Federal Credit UnionCredit union Lafayette, LA92 out of 100, Very strong$13.5M25.5%0.00%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Currency BankBank Baton Rouge, LA86 out of 100, Very strong$248.5M13.4%0.14%vs
Gulf Coast BankBank Abbeville, LA86 out of 100, Very strong$513.7M14.7%0.63%vs
Bayou Federal Credit UnionCredit union Baton Rouge, LA84 out of 100, Strong$82.5M15.9%0.30%vs
The BankBank Jennings, LA83 out of 100, Strong$462.0M12.8%0.48%vs