Side-by-side · Q2 2026 data
First National Bank of Louisiana vs Southwest Louisiana Credit Union
Credit union
Southwest Louisiana Credit Union
Lake Charles, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | First National Bank of Louisiana | Southwest Louisiana Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 70 |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 100 (stronger) | 52 |
| Earnings | 84 (stronger) | 45 |
| Funding & liquidity | 53 | 63 (stronger) |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 72nd | 51st |
| Total assets | $631.1M | $182.6M |
| Deposits / shares | $556.5M | $154.4M |
| Capital ratio | 11.02% | 15.84% (stronger) |
| Problem loans | 0.00% (stronger) | 1.45% |
| Net charge-offs | 0.00% (stronger) | 0.81% |
| Return on assets | 1.60% (stronger) | 0.61% |
| Loans ÷ deposits | 82.0% (stronger) | 97.5% |
| Uninsured deposits | 37.9% | 3.3% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 24.5% |
First National Bank of Louisiana has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Louisiana leads on 5 and Southwest Louisiana Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.