Side-by-side · Q2 2026 data
First National Bank of Waterloo vs Edward Jones Trust Company
Metric by metric
| Measure | First National Bank of Waterloo | Edward Jones Trust Company |
|---|---|---|
| TellerScore | 60 | 94 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 56 | 100 (stronger) |
| Earnings | 58 | 100 (stronger) |
| Funding & liquidity | 91 (stronger) | 61 |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 19th | 98th |
| Total assets | $929.3M | $160.5M |
| Deposits / shares | $779.6M | $500K |
| Capital ratio | 9.21% | 98.18% (stronger) |
| Problem loans | 1.33% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 0.96% | 8.54% (stronger) |
| Loans ÷ deposits | 69.3% | 0.0% (stronger) |
| Uninsured deposits | 14.0% (stronger) | 50.0% |
| Offices | 16 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.7% | — |
Edward Jones Trust Company has the higher TellerScore (94 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Waterloo leads on 1 and Edward Jones Trust Company on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.