Side-by-side · Q2 2026 data
First Nations Bank vs Earthmover Credit Union
Metric by metric
| Measure | First Nations Bank | Earthmover Credit Union |
|---|---|---|
| TellerScore | 82 | 87 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 96 (stronger) | 75 |
| Earnings | 65 | 72 (stronger) |
| Funding & liquidity | 50 | 92 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 82nd | 91st |
| Total assets | $536.6M | $471.7M |
| Deposits / shares | $440.6M | $385.6M |
| Capital ratio | 14.11% | 19.34% (stronger) |
| Problem loans | 0.12% (stronger) | 0.75% |
| Net charge-offs | 0.00% (stronger) | 0.34% |
| Return on assets | 1.11% | 1.30% (stronger) |
| Loans ÷ deposits | 93.5% | 68.1% (stronger) |
| Uninsured deposits | 30.5% | 0.0% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Earthmover Credit Union has the higher TellerScore (87 vs 82). On the 7 directional measures above (where higher or lower is clearly better), First Nations Bank leads on 2 and Earthmover Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.