Side-by-side · Q2 2026 data
First Northern Credit Union vs Rock Valley Credit Union
Metric by metric
| Measure | First Northern Credit Union | Rock Valley Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 63 |
| Capital cushion | 63 | 65 (stronger) |
| Loan quality | 76 | 77 (stronger) |
| Earnings | 97 (stronger) | 24 |
| Funding & liquidity | 79 (stronger) | 70 |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 74th | 29th |
| Total assets | $333.2M | $174.4M |
| Deposits / shares | $288.2M | $152.7M |
| Capital ratio | 11.31% | 11.50% (stronger) |
| Problem loans | 0.71% | 0.69% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.94% |
| Return on assets | 1.93% (stronger) | 0.09% |
| Loans ÷ deposits | 80.9% (stronger) | 90.7% |
| Uninsured deposits | 4.0% | 3.9% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.9% | 14.9% |
First Northern Credit Union has the higher TellerScore (78 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Northern Credit Union leads on 4 and Rock Valley Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.