Side-by-side · Q2 2026 data
First Nrv Federal Credit Union vs Celco Community Federal Credit Union
Credit union
First Nrv Federal Credit Union
Radford, Virginia · Under $100 million in assets
Credit union
Celco Community Federal Credit Union
Narrows, Virginia · $100 million – $1 billion
Metric by metric
| Measure | First Nrv Federal Credit Union | Celco Community Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 85 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 30 | 56 (stronger) |
| Earnings | 46 | 85 (stronger) |
| Funding & liquidity | 98 (stronger) | 95 |
| Problem-loan coverage | 75 | 93 (stronger) |
| Peer percentile | 11th | 87th |
| Total assets | $38.7M | $143.9M |
| Deposits / shares | $35.0M | $113.2M |
| Capital ratio | 9.27% | 20.92% (stronger) |
| Problem loans | 2.09% | 1.33% (stronger) |
| Net charge-offs | 1.26% | 0.15% (stronger) |
| Return on assets | 0.64% | 1.62% (stronger) |
| Loans ÷ deposits | 62.3% (stronger) | 65.3% |
| Uninsured deposits | 1.3% (stronger) | 5.3% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.1% |
Celco Community Federal Credit Union has the higher TellerScore (85 vs 52). On the 7 directional measures above (where higher or lower is clearly better), First Nrv Federal Credit Union leads on 2 and Celco Community Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.