Side-by-side · Q2 2026 data
First Pace Credit Union vs Mower County Employees Credit Union
Credit union
Mower County Employees Credit Union
Austin, Minnesota · Under $100 million in assets
Metric by metric
| Measure | First Pace Credit Union | Mower County Employees Credit Union |
|---|---|---|
| TellerScore | 75 | 90 (stronger) |
| Capital cushion | 100 (stronger) | 97 |
| Loan quality | 92 | 94 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 84 (stronger) | 51 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 52nd | 89th |
| Total assets | $8.7M | $13.4M |
| Deposits / shares | $7.0M | $11.2M |
| Capital ratio | 18.92% (stronger) | 14.67% |
| Problem loans | 0.25% | 0.17% (stronger) |
| Net charge-offs | 0.16% | -0.31% (stronger) |
| Return on assets | -0.84% | 3.35% (stronger) |
| Loans ÷ deposits | 76.6% (stronger) | 108.8% |
| Uninsured deposits | 2.5% | 1.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mower County Employees Credit Union has the higher TellerScore (90 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Pace Credit Union leads on 2 and Mower County Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.