Side-by-side · Q2 2026 data
First Pacific Bank vs Pacific Alliance Bank
Metric by metric
| Measure | First Pacific Bank | Pacific Alliance Bank |
|---|---|---|
| TellerScore | 56 | 85 (stronger) |
| Capital cushion | 42 | 84 (stronger) |
| Loan quality | 90 | 95 (stronger) |
| Earnings | 30 | 82 (stronger) |
| Funding & liquidity | 37 | 63 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 13th | 88th |
| Total assets | $514.4M | $454.4M |
| Deposits / shares | $420.1M | $369.2M |
| Capital ratio | 9.25% | 13.37% (stronger) |
| Problem loans | 0.31% | 0.16% (stronger) |
| Net charge-offs | 0.24% | 0.00% (stronger) |
| Return on assets | 0.24% | 1.56% (stronger) |
| Loans ÷ deposits | 83.2% (stronger) | 93.0% |
| Uninsured deposits | 50.8% | 19.2% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pacific Alliance Bank has the higher TellerScore (85 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First Pacific Bank leads on 1 and Pacific Alliance Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.