Side-by-side · Q2 2026 data
First Peoples Community Federal Credit Union vs Johns Hopkins Federal Credit Union
Credit union
First Peoples Community Federal Credit Union
Cumberland, Maryland · $100 million – $1 billion
Metric by metric
| Measure | First Peoples Community Federal Credit Union | Johns Hopkins Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 76 |
| Capital cushion | 86 (stronger) | 77 |
| Loan quality | 82 (stronger) | 78 |
| Earnings | 65 (stronger) | 46 |
| Funding & liquidity | 74 | 98 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 78th | 68th |
| Total assets | $666.1M | $637.3M |
| Deposits / shares | $560.0M | $547.1M |
| Capital ratio | 13.61% (stronger) | 12.70% |
| Problem loans | 0.53% (stronger) | 0.65% |
| Net charge-offs | 0.15% (stronger) | 0.34% |
| Return on assets | 1.14% (stronger) | 0.65% |
| Loans ÷ deposits | 86.1% | 62.5% (stronger) |
| Uninsured deposits | 5.2% (stronger) | 6.8% |
| Offices | 16 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | 36.9% |
First Peoples Community Federal Credit Union has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First Peoples Community Federal Credit Union leads on 6 and Johns Hopkins Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.