Side-by-side · Q2 2026 data
First Peoples Community Federal Credit Union vs Peake Federal Credit Union
Credit union
First Peoples Community Federal Credit Union
Cumberland, Maryland · $100 million – $1 billion
Metric by metric
| Measure | First Peoples Community Federal Credit Union | Peake Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 67 |
| Capital cushion | 86 (stronger) | 36 |
| Loan quality | 82 | 94 (stronger) |
| Earnings | 65 (stronger) | 46 |
| Funding & liquidity | 74 | 92 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 78th | 41st |
| Total assets | $666.1M | $534.2M |
| Deposits / shares | $560.0M | $491.0M |
| Capital ratio | 13.61% (stronger) | 8.64% |
| Problem loans | 0.53% | 0.18% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.17% |
| Return on assets | 1.14% (stronger) | 0.64% |
| Loans ÷ deposits | 86.1% | 67.8% (stronger) |
| Uninsured deposits | 5.2% (stronger) | 5.9% |
| Offices | 16 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | — |
First Peoples Community Federal Credit Union has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Peoples Community Federal Credit Union leads on 5 and Peake Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.