Side-by-side · Q2 2026 data
First Pioneers Federal Credit Union vs Calcasieu Teachers and Employees Credit Union
Credit union
First Pioneers Federal Credit Union
Lafayette, Louisiana · Under $100 million in assets
Credit union
Calcasieu Teachers and Employees Credit Union
Lake Charles, Louisiana · Under $100 million in assets
Metric by metric
| Measure | First Pioneers Federal Credit Union | Calcasieu Teachers and Employees Credit Union |
|---|---|---|
| TellerScore | 64 | 86 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 70 | 96 (stronger) |
| Earnings | 36 (stronger) | 34 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 28th | 80th |
| Total assets | $60.9M | $62.9M |
| Deposits / shares | $55.0M | $52.4M |
| Capital ratio | 11.05% | 16.29% (stronger) |
| Problem loans | 0.89% | 0.13% (stronger) |
| Net charge-offs | 0.67% | 0.38% (stronger) |
| Return on assets | 0.40% (stronger) | 0.36% |
| Loans ÷ deposits | 78.7% | 46.8% (stronger) |
| Uninsured deposits | 5.1% | 0.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Calcasieu Teachers and Employees Credit Union has the higher TellerScore (86 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First Pioneers Federal Credit Union leads on 1 and Calcasieu Teachers and Employees Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.