TellerScore

First Pioneers Federal Credit Union (NCUA charter #24783) is based in Lafayette, Louisiana. Its Q2 2026 call report shows $60.9M in total assets and $55.0M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, First Pioneers Federal Credit Union scores 64/100, which we describe as moderate. That is higher than only 28% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 90th. Its strongest component is problem-loan coverage (89/100; 5.7%), and its lowest is earnings (36/100; 0.40%).

TellerScore · Q2 2026

Scorecard

Capital cushion61/100
Net worth ratio: 11.05%
Loan quality70/100
Loans 60+ days delinquent ÷ total loans: 0.89%
Earnings36/100
Return on assets (annualized): 0.40%
Funding & liquidity82/100
Loans ÷ shares: 78.7% · 5.1% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.74%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (59 → 64), mostly because the earnings component improved by 22 points.

TellerScore
556269Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202458
Q3 202460
Q4 202455
Q1 202560
Q2 202559
Q3 202562
Q4 202560
Q1 202669
Q2 202664
Net worth ratio
7.00%9.17%11.34%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.34%
Q3 202411.27%
Q4 202411.14%
Q1 202510.47%
Q2 202510.62%
Q3 202511.07%
Q4 202511.04%
Q1 202610.85%
Q2 202611.05%
Delinquent loans (60+ days)
0.50%0.92%1.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.11%
Q3 20240.92%
Q4 20241.33%
Q1 20250.50%
Q2 20250.82%
Q3 20250.91%
Q4 20251.20%
Q1 20260.78%
Q2 20260.89%
Return on assets
-0.51%0.15%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.11%
Q3 2024-0.17%
Q4 2024-0.25%
Q1 2025-0.51%
Q2 2025-0.14%
Q3 20250.16%
Q4 20250.27%
Q1 20260.81%
Q2 20260.40%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$60.9M11.05%0.89%0.40%78.7%
Q1 202669$62.0M10.85%0.78%0.81%72.0%
Q4 202560$59.8M11.04%1.20%0.27%75.5%
Q3 202562$58.8M11.07%0.91%0.16%79.7%
Q2 202559$60.2M10.62%0.82%-0.14%77.6%
Q1 202560$60.8M10.47%0.50%-0.51%72.7%
Q4 202455$57.8M11.14%1.33%-0.25%77.6%
Q3 202460$57.8M11.27%0.92%-0.17%78.3%
Q2 202458$57.8M11.34%1.11%-0.11%79.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.05%
24th
Problem loans0.89%
43rd
Net charge-offs0.67%
22nd
Return on assets0.40%
37th
Loans to deposits78.7%
21st
Uninsured deposits5.1%
21st
Loan-loss reserves0.00%
37th
Texas ratio5.7%
25th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
First Street Federal Credit UnionCredit union Deridder, LA93 out of 100, Very strong$60.6M16.3%0.20%vs
Post Office Employees Federal Credit UnionCredit union Shreveport, LA53 out of 100, Below average$60.4M11.8%2.59%vs
University of Louisiana Federal Credit UnionCredit union Lafayette, LA62 out of 100, Moderate$61.5M11.4%0.99%vs
Calcasieu Teachers and Employees Credit UnionCredit union Lake Charles, LA86 out of 100, Very strong$62.9M16.3%0.13%vs
Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA96 out of 100, Very strong$58.2M22.0%0.33%vs
Gp Louisiana Federal Credit UnionCredit union Zachary, LA88 out of 100, Very strong$66.2M17.0%0.80%vs

Deposit insurance

Is my money safe at First Pioneers Federal Credit Union?

Yes. First Pioneers Federal Credit Union is a federally insured credit union (NCUA charter #24783). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.1% of shares and deposits ($2.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.05%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

First Pioneers Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Pioneers Federal Credit Union
Type
Federal credit union
NCUA charter #
24783
RSSD ID
600099
Primary regulator
NCUA
Established
1949
Headquarters
Po Box 80799, Lafayette, LA 70598
Employees
22

Quick answers

First Pioneers Federal Credit Union: common questions

Is First Pioneers Federal Credit Union NCUA insured?

Yes. First Pioneers Federal Credit Union is a federally insured credit union (NCUA charter #24783). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is First Pioneers Federal Credit Union's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does First Pioneers Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lafayette

InstitutionScoreAssetsCapitalProblem loansCompare
Acadiana Medical Federal Credit UnionCredit union Lafayette, LA92 out of 100, Very strong$13.5M25.5%0.00%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Gulf Coast BankBank Abbeville, LA86 out of 100, Very strong$513.7M14.7%0.63%vs
Currency BankBank Baton Rouge, LA86 out of 100, Very strong$248.5M13.4%0.14%vs
Bayou Federal Credit UnionCredit union Baton Rouge, LA84 out of 100, Strong$82.5M15.9%0.30%vs
Acadian Federal Credit UnionCredit union Lafayette, LA83 out of 100, Strong$20.9M11.9%0.02%vs