Side-by-side · Q2 2026 data
First Priority Federal Credit Union vs Members Choice Credit Union
Credit union
First Priority Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Metric by metric
| Measure | First Priority Federal Credit Union | Members Choice Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 59 |
| Capital cushion | 75 (stronger) | 34 |
| Loan quality | 62 | 75 (stronger) |
| Earnings | 99 (stronger) | 45 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 70th | 19th |
| Total assets | $74.8M | $430.8M |
| Deposits / shares | $65.3M | $388.4M |
| Capital ratio | 12.49% (stronger) | 8.38% |
| Problem loans | 1.14% | 0.76% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.50% |
| Return on assets | 1.97% (stronger) | 0.64% |
| Loans ÷ deposits | 43.3% (stronger) | 77.0% |
| Uninsured deposits | 10.7% | 8.9% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Priority Federal Credit Union has the higher TellerScore (82 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First Priority Federal Credit Union leads on 5 and Members Choice Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.