Side-by-side · Q2 2026 data
First Progressive Bank vs Gulf Winds Credit Union
Metric by metric
| Measure | First Progressive Bank | Gulf Winds Credit Union |
|---|---|---|
| TellerScore | 51 | 69 (stronger) |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 21 | 56 (stronger) |
| Funding & liquidity | 54 | 81 (stronger) |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 10th | 54th |
| Total assets | $31.6M | $1.4B |
| Deposits / shares | $22.7M | $1.2B |
| Capital ratio | 28.01% (stronger) | 9.90% |
| Problem loans | 3.82% | 0.44% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.88% |
| Return on assets | 0.02% | 0.91% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 79.6% |
| Uninsured deposits | 56.9% | 4.5% (stronger) |
| Offices | 1 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.1% |
Gulf Winds Credit Union has the higher TellerScore (69 vs 51). On the 7 directional measures above (where higher or lower is clearly better), First Progressive Bank leads on 3 and Gulf Winds Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.