TellerScore

Headquartered in Brewton, Alabama, First Progressive Bank is a state-chartered bank (fed member) with $31.6M in total assets and $22.7M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1977.

Based on its Q2 2026 filing, First Progressive Bank scores 51/100, which we describe as below average. That is higher than only 10% of 546 banks with under $100 million in assets. Among 93 banks headquartered in Alabama, it ranks 84th. Its strongest component is capital cushion (100/100; 28.01%), and its lowest is loan quality (0/100; 3.82%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 28.01%
Loan quality0/100
Noncurrent loans ÷ total loans: 3.82%
Earnings21/100
Return on assets (annualized): 0.02%
Funding & liquidity54/100
Loans ÷ deposits and uninsured-deposit share: 45.0% · 56.9% uninsured
Problem-loan coverage91/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 4.39%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 15 points (66 → 51), mostly because the loan quality component weakened by 54 points.

TellerScore
516579Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202469
Q4 202473
Q1 202571
Q2 202566
Q3 202572
Q4 202554
Q1 202679
Q2 202651
Tier 1 leverage ratio
5.00%16.51%28.01%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202426.20%
Q3 202426.58%
Q4 202426.90%
Q1 202526.92%
Q2 202527.25%
Q3 202527.46%
Q4 202527.48%
Q1 202627.34%
Q2 202628.01%
Noncurrent loans
0.06%1.94%3.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.75%
Q3 20241.37%
Q4 20240.93%
Q1 20250.52%
Q2 20251.39%
Q3 20250.83%
Q4 20253.66%
Q1 20260.06%
Q2 20263.82%
Return on assets
-0.26%0.11%0.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.37%
Q3 20240.48%
Q4 20240.46%
Q1 2025-0.18%
Q2 20250.12%
Q3 20250.25%
Q4 20250.36%
Q1 2026-0.26%
Q2 20260.02%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202651$31.6M28.01%3.82%0.02%45.0%
Q1 202679$32.7M27.34%0.06%-0.26%43.4%
Q4 202554$32.4M27.48%3.66%0.36%44.2%
Q3 202572$31.8M27.46%0.83%0.25%46.2%
Q2 202566$32.3M27.25%1.39%0.12%46.2%
Q1 202571$32.5M26.92%0.52%-0.18%45.5%
Q4 202473$32.7M26.90%0.93%0.46%43.9%
Q3 202469$32.8M26.58%1.37%0.48%43.1%
Q2 202474$33.0M26.20%0.75%0.37%43.7%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio28.01%
92nd
Total risk-based capital0.00%
27th
Problem loans3.82%
8th
Net charge-offs0.00%
58th
Return on assets0.02%
14th
Net interest margin3.51%
30th
Efficiency ratio80.1%
31st
Loans to deposits45.0%
75th
Uninsured deposits56.9%
2nd
Loan-loss reserves2.24%
87th
Texas ratio4.4%
35th

Similar-size banks in Alabama

InstitutionScoreAssetsCapitalProblem loansCompare
Solutions Plus BankBank Albertville, AL79 out of 100, Strong$43.9M56.7%0.00%vs
BHM BankBank Birmingham, AL40 out of 100, Below average$17.4M13.6%9.48%vs
Bank of BrewtonBank Brewton, AL93 out of 100, Very strong$49.6M20.6%0.00%vs
Dozier BankBank Dozier, AL73 out of 100, Strong$54.8M26.8%1.84%vs
Bank of EvergreenBank Evergreen, AL81 out of 100, Strong$78.1M14.2%0.59%vs
Commonwealth National BankBank Mobile, AL45 out of 100, Below average$78.5M13.7%4.31%vs

Deposit insurance

Is my money safe at First Progressive Bank?

Yes. First Progressive Bank is an FDIC-insured institution (FDIC certificate #22549). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 56.9% of deposits ($12.9M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 28.01%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

First Progressive Bank lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Progressive Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
22549
RSSD ID
177135
Primary regulator
FED
Established
November 10, 1977
Headquarters
312 Sowell St, Brewton, AL 36426
Employees
7

Quick answers

First Progressive Bank: common questions

Is First Progressive Bank FDIC insured?

Yes. First Progressive Bank is an FDIC-insured institution (FDIC certificate #22549). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First Progressive Bank's TellerScore?

51 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First Progressive Bank ever failed?

There is no failure record for FDIC certificate #22549 in the FDIC failed bank list.

How many branches does First Progressive Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Brewton

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of BrewtonBank Brewton, AL93 out of 100, Very strong$49.6M20.6%0.00%vs
Santa Rosa County Federal Credit UnionCredit union Milton, FL78 out of 100, Strong$223.0M13.6%1.18%vs
United BankBank Atmore, AL74 out of 100, Strong$1.5B15.8%1.35%vs
Gulf Winds Credit UnionCredit union Pensacola, FL69 out of 100, Moderate$1.4B9.9%0.44%vs
AmeriFirst BankBank Montgomery, AL69 out of 100, Moderate$364.1M9.7%0.19%vs
Regions BankBank Birmingham, AL64 out of 100, Moderate$159.8B9.5%0.93%vs