Side-by-side · Q2 2026 data
First Progressive Bank vs Santa Rosa County Federal Credit Union
Metric by metric
| Measure | First Progressive Bank | Santa Rosa County Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 78 (stronger) |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 0 | 61 (stronger) |
| Earnings | 21 | 65 (stronger) |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 10th | 74th |
| Total assets | $31.6M | $223.0M |
| Deposits / shares | $22.7M | $195.7M |
| Capital ratio | 28.01% (stronger) | 13.62% |
| Problem loans | 3.82% | 1.18% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.40% |
| Return on assets | 0.02% | 1.12% (stronger) |
| Loans ÷ deposits | 45.0% | 44.7% (stronger) |
| Uninsured deposits | 56.9% | 8.2% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Santa Rosa County Federal Credit Union has the higher TellerScore (78 vs 51). On the 7 directional measures above (where higher or lower is clearly better), First Progressive Bank leads on 2 and Santa Rosa County Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.