Side-by-side · Q2 2026 data
First Resource Bank vs Pipefitters-Steamfitters Credit Union
Credit union
Pipefitters-Steamfitters Credit Union
Woodbury, Minnesota · Under $100 million in assets
Metric by metric
| Measure | First Resource Bank | Pipefitters-Steamfitters Credit Union |
|---|---|---|
| TellerScore | 66 | 83 (stronger) |
| Capital cushion | 33 | 84 (stronger) |
| Loan quality | 97 (stronger) | 64 |
| Earnings | 56 | 87 (stronger) |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 40th | 72nd |
| Total assets | $1.1B | $51.6M |
| Deposits / shares | $893.3M | $44.4M |
| Capital ratio | 8.34% | 13.43% (stronger) |
| Problem loans | 0.09% (stronger) | 1.07% |
| Net charge-offs | 0.64% | 0.19% (stronger) |
| Return on assets | 0.90% | 1.69% (stronger) |
| Loans ÷ deposits | 87.5% | 57.6% (stronger) |
| Uninsured deposits | 15.1% | 9.7% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.4% | — |
Pipefitters-Steamfitters Credit Union has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Resource Bank leads on 1 and Pipefitters-Steamfitters Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.