TellerScore

Pipefitters-Steamfitters Credit Union is a federally insured state-chartered credit union headquartered in Woodbury, Minnesota, in business for about 69 years. At the end of Q2 2026 it reported $51.6M in total assets and $44.4M in member shares and deposits, with 2 offices across 2 states.

Based on its Q2 2026 filing, Pipefitters-Steamfitters Credit Union scores 83/100, which we describe as strong. That is higher than 72% of 2,479 credit unions with under $100 million in assets. Among 80 credit unions headquartered in Minnesota, it ranks 18th. Its strongest component is funding & liquidity (100/100; 58% loans-to-deposits, 10% uninsured), and its lowest is loan quality (64/100; 1.07%).

TellerScore · Q2 2026

Scorecard

Capital cushion84/100
Net worth ratio: 13.43%
Loan quality64/100
Loans 60+ days delinquent ÷ total loans: 1.07%
Earnings87/100
Return on assets (annualized): 1.69%
Funding & liquidity100/100
Loans ÷ shares: 57.6% · 9.7% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.95%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (78 → 83), mostly because the capital cushion component improved by 8 points.

TellerScore
717884Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202474
Q4 202474
Q1 202584
Q2 202578
Q3 202584
Q4 202584
Q1 202680
Q2 202683
Net worth ratio
7.00%10.21%13.43%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.25%
Q3 202411.25%
Q4 202411.88%
Q1 202512.39%
Q2 202512.55%
Q3 202513.41%
Q4 202513.21%
Q1 202613.24%
Q2 202613.43%
Delinquent loans (60+ days)
0.55%0.83%1.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.55%
Q3 20240.60%
Q4 20240.84%
Q1 20250.89%
Q2 20251.10%
Q3 20250.89%
Q4 20250.56%
Q1 20260.98%
Q2 20261.07%
Return on assets
0.43%1.24%2.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.43%
Q3 20240.83%
Q4 20240.98%
Q1 20252.04%
Q2 20251.49%
Q3 20251.73%
Q4 20251.36%
Q1 20261.30%
Q2 20261.69%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$51.6M13.43%1.07%1.69%57.6%
Q1 202680$51.6M13.24%0.98%1.30%57.4%
Q4 202584$50.5M13.21%0.56%1.36%60.8%
Q3 202584$49.4M13.41%0.89%1.73%65.3%
Q2 202578$50.9M12.55%1.10%1.49%62.6%
Q1 202584$50.5M12.39%0.89%2.04%62.3%
Q4 202474$50.5M11.88%0.84%0.98%62.1%
Q3 202474$51.9M11.25%0.60%0.83%59.8%
Q2 202471$50.0M11.25%0.55%0.43%60.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.43%
42nd
Problem loans1.07%
37th
Net charge-offs0.19%
49th
Return on assets1.69%
89th
Loans to deposits57.6%
52nd
Uninsured deposits9.7%
7th
Loan-loss reserves0.00%
37th
Texas ratio3.9%
36th

Similar-size credit unions in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
North Memorial Federal Credit UnionCredit union Robbinsdale, MN75 out of 100, Strong$50.7M11.8%0.68%vs
Share Advantage Credit UnionCredit union Duluth, MN58 out of 100, Moderate$57.5M13.4%2.77%vs
Virginia Coop Credit UnionCredit union Virginia, MN78 out of 100, Strong$45.7M11.6%0.86%vs
Wakota Federal Credit UnionCredit union South St Paul, MN66 out of 100, Moderate$44.8M10.9%1.49%vs
Carpenters Federal Credit UnionCredit union Saint Paul, MN86 out of 100, Very strong$44.3M16.0%1.01%vs
West Metro Schools Credit UnionCredit union Hopkins, MN65 out of 100, Moderate$43.6M17.9%2.87%vs

Deposit insurance

Is my money safe at Pipefitters-Steamfitters Credit Union?

Yes. Pipefitters-Steamfitters Credit Union is a federally insured credit union (NCUA charter #63157). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.7% of shares and deposits ($4.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.43%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Pipefitters-Steamfitters Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Pipefitters-Steamfitters Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63157
RSSD ID
479295
Primary regulator
State + NCUA
Established
1957
Headquarters
6445 Lake Road Ter Ste 200, Woodbury, MN 55125
Employees
7

Quick answers

Pipefitters-Steamfitters Credit Union: common questions

Is Pipefitters-Steamfitters Credit Union NCUA insured?

Yes. Pipefitters-Steamfitters Credit Union is a federally insured credit union (NCUA charter #63157). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pipefitters-Steamfitters Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pipefitters-Steamfitters Credit Union have?

2 offices as of the latest NCUA data, in 2 states.