Side-by-side · Q2 2026 data
First Savings Bank of Hegewisch vs Gesb Sheet Metal Workers Federal Credit Union
Credit union
Gesb Sheet Metal Workers Federal Credit Union
Portage, Indiana · Under $100 million in assets
Metric by metric
| Measure | First Savings Bank of Hegewisch | Gesb Sheet Metal Workers Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 77 |
| Capital cushion | 99 (stronger) | 61 |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 26 | 56 (stronger) |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 86th | 57th |
| Total assets | $787.0M | $11.8M |
| Deposits / shares | $666.6M | $10.5M |
| Capital ratio | 14.88% (stronger) | 11.10% |
| Problem loans | 0.06% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.64% |
| Return on assets | 0.15% | 0.90% (stronger) |
| Loans ÷ deposits | 52.8% (stronger) | 74.7% |
| Uninsured deposits | 6.3% | 0.0% (stronger) |
| Offices | 14 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.2% | — |
First Savings Bank of Hegewisch has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First Savings Bank of Hegewisch leads on 4 and Gesb Sheet Metal Workers Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.