TellerScore

First Savings Bank of Hegewisch (FDIC certificate #29809) is based in Chicago, Illinois. Its Q2 2026 call report shows $787.0M in total assets and $666.6M in deposits and 14 offices across 2 states.

Based on its Q2 2026 filing, First Savings Bank of Hegewisch scores 84/100, which we describe as strong. That is higher than 86% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 37th. Its strongest component is funding & liquidity (100/100; 53% loans-to-deposits, 6% uninsured), and its lowest is earnings (26/100; 0.15%).

TellerScore · Q2 2026

Scorecard

Capital cushion99/100
Tier 1 leverage ratio: 14.88%
Loan quality98/100
Noncurrent loans ÷ total loans: 0.06%
Earnings26/100
Return on assets (annualized): 0.15%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 52.8% · 6.3% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.18%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (83 → 84).

TellerScore
818384Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202483
Q3 202482
Q4 202481
Q1 202581
Q2 202583
Q3 202583
Q4 202582
Q1 202684
Q2 202684
Tier 1 leverage ratio
5.00%9.94%14.88%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202414.83%
Q3 202414.68%
Q4 202414.45%
Q1 202514.34%
Q2 202514.58%
Q3 202514.63%
Q4 202514.69%
Q1 202614.72%
Q2 202614.88%
Noncurrent loans
0.04%0.09%0.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.05%
Q3 20240.12%
Q4 20240.07%
Q1 20250.08%
Q2 20250.04%
Q3 20250.05%
Q4 20250.14%
Q1 20260.06%
Q2 20260.06%
Return on assets
-0.09%0.04%0.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.03%
Q3 2024-0.05%
Q4 2024-0.09%
Q1 20250.01%
Q2 2025-0.01%
Q3 20250.02%
Q4 20250.02%
Q1 20260.16%
Q2 20260.15%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$787.0M14.88%0.06%0.15%52.8%
Q1 202684$796.8M14.72%0.06%0.16%52.3%
Q4 202582$794.4M14.69%0.14%0.02%53.2%
Q3 202583$803.1M14.63%0.05%0.02%53.5%
Q2 202583$799.8M14.58%0.04%-0.01%54.0%
Q1 202581$810.4M14.34%0.08%0.01%53.5%
Q4 202481$817.6M14.45%0.07%-0.09%53.6%
Q3 202482$805.5M14.68%0.12%-0.05%55.1%
Q2 202483$796.1M14.83%0.05%-0.03%57.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.88%
86th
Total risk-based capital39.51%
98th
Problem loans0.06%
78th
Net charge-offs0.00%
68th
Return on assets0.15%
5th
Net interest margin1.84%
1st
Efficiency ratio90.8%
5th
Loans to deposits52.8%
89th
Uninsured deposits6.3%
98th
Loan-loss reserves0.52%
4th
Texas ratio0.2%
84th

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Sauk Valley Bank & Trust CompanyBank Sterling, IL57 out of 100, Moderate$790.8M8.8%0.87%vs
Home State Bank, National AssociationBank Crystal Lake, IL82 out of 100, Strong$776.0M11.8%0.07%vs
Itasca Bank & Trust Co.Bank Itasca, IL71 out of 100, Strong$770.8M10.6%0.28%vs
CIBM BankBank Champaign, IL53 out of 100, Below average$819.7M9.9%1.08%vs
The Peoples State Bank of Newton, IllinoisBank Newton, IL81 out of 100, Strong$736.7M13.5%0.54%vs
Midwest BankBank Monmouth, IL66 out of 100, Moderate$736.4M8.8%0.32%vs

Deposit insurance

Is my money safe at First Savings Bank of Hegewisch?

Yes. First Savings Bank of Hegewisch is an FDIC-insured institution (FDIC certificate #29809). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 6.3% of deposits ($42.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.88%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 39.51% (benchmark: 10%).

Check how much of your own balance is covered

14 locations

Branches

First Savings Bank of Hegewisch lists 14 offices in 13 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, First Savings Bank of Hegewisch reported 127 home-loan applications under HMDA (LEI 2549008F85XOERURYW13): 78 originated ($20,350,000 total), 28 denied, and 20 withdrawn or closed by the applicant. Its denial rate on decided applications was 26.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
First Savings Bank of Hegewisch
Former names
General Pulaski Building and Loan Association; First Federal Savings of Hegewisch; First Savings and Loan Association of Hegewisch
Type
SI
FDIC certificate #
29809
RSSD ID
483274
Primary regulator
FDIC
Established
January 1, 1914
Headquarters
13220 S Baltimore Ave, Chicago, IL 60633
Employees
96

Quick answers

First Savings Bank of Hegewisch: common questions

Is First Savings Bank of Hegewisch FDIC insured?

Yes. First Savings Bank of Hegewisch is an FDIC-insured institution (FDIC certificate #29809). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First Savings Bank of Hegewisch's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First Savings Bank of Hegewisch ever failed?

There is no failure record for FDIC certificate #29809 in the FDIC failed bank list.

How many branches does First Savings Bank of Hegewisch have?

14 offices as of the latest FDIC data, in 2 states.

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