Side-by-side · Q2 2026 data
First Seacoast Bank vs The Millyard Bank
Metric by metric
| Measure | First Seacoast Bank | The Millyard Bank |
|---|---|---|
| TellerScore | 58 | 59 (stronger) |
| Capital cushion | 39 | 47 (stronger) |
| Loan quality | 99 (stronger) | 72 |
| Earnings | 16 | 46 (stronger) |
| Funding & liquidity | 58 | 63 (stronger) |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 16th | 17th |
| Total assets | $576.3M | $333.2M |
| Deposits / shares | $472.1M | $276.2M |
| Capital ratio | 8.92% | 9.70% (stronger) |
| Problem loans | 0.03% (stronger) | 0.85% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | -0.09% | 0.64% (stronger) |
| Loans ÷ deposits | 88.6% (stronger) | 94.5% |
| Uninsured deposits | 27.4% | 17.8% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.3% | — |
The Millyard Bank has the higher TellerScore (59 vs 58). On the 7 directional measures above (where higher or lower is clearly better), First Seacoast Bank leads on 3 and The Millyard Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.