The Millyard Bank is a state-chartered bank headquartered in Nashua, New Hampshire, in business for about 7 years. At the end of Q2 2026 it reported $333.2M in total assets and $276.2M in deposits, with 2 offices.
Based on its Q2 2026 filing, The Millyard Bank scores 59/100, which we describe as moderate. That is higher than only 17% of 2,650 banks with $100 million – $1 billion. Among 17 banks headquartered in New Hampshire, it ranks 15th. Its strongest component is problem-loan coverage (86/100; 6.8%), and its lowest is earnings (46/100; 0.64%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 10 points (69 → 59), mostly because the loan quality component weakened by 28 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 70 |
| Q4 2024 | 71 |
| Q1 2025 | 69 |
| Q2 2025 | 69 |
| Q3 2025 | 67 |
| Q4 2025 | 65 |
| Q1 2026 | 64 |
| Q2 2026 | 59 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.12% |
| Q3 2024 | 11.89% |
| Q4 2024 | 12.23% |
| Q1 2025 | 11.45% |
| Q2 2025 | 11.19% |
| Q3 2025 | 10.22% |
| Q4 2025 | 10.10% |
| Q1 2026 | 10.00% |
| Q2 2026 | 9.70% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.36% |
| Q2 2026 | 0.85% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.06% |
| Q3 2024 | 0.05% |
| Q4 2024 | 0.11% |
| Q1 2025 | 0.20% |
| Q2 2025 | 0.17% |
| Q3 2025 | 0.27% |
| Q4 2025 | 0.38% |
| Q1 2026 | 0.63% |
| Q2 2026 | 0.64% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $333.2M | 9.70% | 0.85% | 0.64% | 94.5% |
| Q1 2026 | 64 | $312.4M | 10.00% | 0.36% | 0.63% | 96.3% |
| Q4 2025 | 65 | $290.4M | 10.10% | 0.00% | 0.38% | 97.0% |
| Q3 2025 | 67 | $305.4M | 10.22% | 0.00% | 0.27% | 87.3% |
| Q2 2025 | 69 | $279.0M | 11.19% | 0.00% | 0.17% | 90.6% |
| Q1 2025 | 69 | $253.7M | 11.45% | 0.00% | 0.20% | 94.0% |
| Q4 2024 | 71 | $237.4M | 12.23% | 0.00% | 0.11% | 90.9% |
| Q3 2024 | 70 | $228.0M | 11.89% | 0.00% | 0.05% | 87.0% |
| Q2 2024 | 70 | $229.6M | 12.12% | 0.00% | -0.06% | 87.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New Hampshire
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Profile BankBank Rochester, NH | 65 out of 100, Moderate | $316.6M | 9.3% | 0.02% | vs |
| Piscataqua Savings BankBank Portsmouth, NH | 81 out of 100, Strong | $373.4M | 13.7% | 0.00% | vs |
| Sugar River BankBank Newport, NH | 80 out of 100, Strong | $424.3M | 14.1% | 0.33% | vs |
| Walden Mutual BankBank Concord, NH | 35 out of 100, Low | $192.6M | 9.3% | 3.50% | vs |
| First Seacoast BankBank Dover, NH | 58 out of 100, Moderate | $576.3M | 8.9% | 0.03% | vs |
| Salem Co-operative BankBank Salem, NH | 67 out of 100, Moderate | $580.0M | 11.9% | 0.26% | vs |
Deposit insurance
Is my money safe at The Millyard Bank?
Yes. The Millyard Bank is an FDIC-insured institution (FDIC certificate #59176). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.8% of deposits ($49.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.70%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
The Millyard Bank lists 2 offices in 2 cities. Most locations:
- Hollis, NH (1)
- Nashua, NH (1)
Identity & history
Profile
- Legal name
- The Millyard Bank
- Type
- State-chartered bank
- FDIC certificate #
- 59176
- RSSD ID
- 5448915
- Primary regulator
- FDIC
- Established
- November 21, 2019
- Headquarters
- 57 Northeastern Blvd, Nashua, NH 03062
- Website
- www.millyardbank.com
- Employees
- 30
Quick answers
The Millyard Bank: common questions
Is The Millyard Bank FDIC insured?
Yes. The Millyard Bank is an FDIC-insured institution (FDIC certificate #59176). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Millyard Bank's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Millyard Bank ever failed?
There is no failure record for FDIC certificate #59176 in the FDIC failed bank list.
How many branches does The Millyard Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Nashua
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| New Hampshire Postal Credit UnionCredit union Manchester, NH | 100 out of 100, Very strong | $68.5M | 22.6% | 0.03% | vs |
| Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA | 97 out of 100, Very strong | $10.2M | 24.8% | 0.12% | vs |
| Fidelity Personal Trust Company, FSBBank Merrimack, NH | 93 out of 100, Very strong | $74.6M | 101.5% | 0.00% | vs |
| Billerica Municipal Employees Credit UnionCredit union Billerica, MA | 91 out of 100, Very strong | $23.6M | 17.8% | 0.00% | vs |
| Burlington Municipal Employees Federal Credit UnionCredit union Burlington, MA | 82 out of 100, Strong | $11.0M | 15.3% | 0.53% | vs |
| The Andovers Federal Credit UnionCredit union Andover, MA | 81 out of 100, Strong | $36.9M | 13.2% | 0.67% | vs |