Side-by-side · Q2 2026 data
First Secure Community Bank vs Earthmover Credit Union
Metric by metric
| Measure | First Secure Community Bank | Earthmover Credit Union |
|---|---|---|
| TellerScore | 34 | 87 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 5 | 75 (stronger) |
| Earnings | 31 | 72 (stronger) |
| Funding & liquidity | 63 | 92 (stronger) |
| Problem-loan coverage | 43 | 96 (stronger) |
| Peer percentile | 1st | 91st |
| Total assets | $528.8M | $471.7M |
| Deposits / shares | $427.8M | $385.6M |
| Capital ratio | 9.43% | 19.34% (stronger) |
| Problem loans | 2.85% | 0.75% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.34% |
| Return on assets | 0.28% | 1.30% (stronger) |
| Loans ÷ deposits | 90.5% | 68.1% (stronger) |
| Uninsured deposits | 21.5% | 0.0% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Earthmover Credit Union has the higher TellerScore (87 vs 34). On the 7 directional measures above (where higher or lower is clearly better), First Secure Community Bank leads on 1 and Earthmover Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.